The Case for $20 per Barrel Oil 9-22-04 (.pdf)

exhibit 1 exhibit 2

Macroeconomic Overview 3-23-05 (.pdf)

Bust = Boom 6-8-05 (.pdf)

Housing Market Update 7-14-05 (.pdf)

Housing Bubble or Economic Disaster (.pdf)

Future's So Bright 8-5-05 (.pdf)

2006 Investing Environment Overview 1-30-06 (.pdf)

Mortgage Comparison 3-12-07 (.pdf)

Amort Schedules

Research Update - 2Q07 - Where are We Now? (.pdf)

Reference Data (.xls)